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San Antonio Insurance Defense Attorneys

The United States District Court for the District of Minnesota Considers the Scope of a Prior Acts Exclusion Under an Excess D&O Policy

In Tile Shop Holdings, Inc. v. Allied World Nat’l Assurance Co., 2019 WL 2357044 (D. Minn. June 4, 2019), the United States District Court for the District of Minnesota held that a prior acts exclusion in an excess D&O policy precluded coverage for claim that occurred during the policy period because the claim arose from “the same nucleus of operative facts” as a claim that occurred prior to the policy incepting.

Computer Fraud Coverage For Spoofing Attacks

Computer Fraud Coverage For Spoofing Attacks? Recent Decisions Offer Guidance.

The typical crime insurance policy includes computer fraud coverage, which insures loss resulting “directly from” the use of a computer. As is readily apparent, computers are now used in nearly every aspect of modern business. As a result, the potential losses that can result from the use of a computer have grown exponentially. Courts have struggled, in turn, to define the scope of computer fraud coverage.